Proposal Letter To Bank


A Proposal Letter to a bank is a letter often written when you wish to avail a loan from the bank for your business or other non-business purposes. This letter should contain relevant details regarding the firm or whatever purpose you are availing the loan for. You should also mention the amount of money you need.The letter should be convincing, and the bank should be convinced that you have the financial ability to repay the loan without fail. Make sure you attach supporting documents with the letter.

A proposal letter is also written when a financial institution wants to merge with a bank. In this case, you should clearly mention the reason why you wish to merge with the bank.  Also, include other relevant details regarding the institution like the number of sub-branches, history of the bank,  number of employees, etc. You must also attach documents revealing your current financial status with the letter. The idea is to give a clear picture of your organization to the bank.

Sample Letter

General Manager
One Stop Financial Service
H.T Road

17 April 2017

P.S.T Bank
M.G Road

Subject: Proposal for Merger with the bank

Dear Sir/Ma’am,

I, Sumitra Ravi, Managing Director of One Stop Financial Service, is writing the letter on behalf of my company to put forward a merger proposal with your Bank. Due to my worsening health conditions, I don’t think I would be able to take the company forward to a favorable position.

The company was started in 1975 by my father, Ravi Kulkarni. Since then we have been one of the leading names in the sector. We also have sub-branches in Pune, Nagpur and Navi Mumbai. Currently, around 300 employees work with us. One Stop Financial Services has a net asset value of 100 crore rupees. More information regarding our financial statistics is available in the documents sent along with this letter. Kindly go through the records.

I have thoroughly gone through all options available, and I have come to the conclusion that merging with your bank would be the most appropriate choice. I do not wish to cause any trouble for my existing customers, and I believe they will continue to receive superior service from your side.

Please let me know if I could have a meeting with you to discuss the proposal in detail. For more information, you can call me at 0091-xxxx-xxx-xxx or drop a mail at

Hope I will receive a positive response from your side.

Thanking You

Yours sincerely

Sumitra Ravi

Managing Director


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