Letter For An Insurance Claim


An Insurance Claim Letter is a letter written by an insurance claimant to inform the insurance company of some damage that has been happened and to request reimbursement for the loss. It then claims the amount due in the case of damage, as stated in the agreement between the company and the claimant. Car accidents, medical needs, damaged goods and the death of a relative are some of the instances for writing an insurance claim letter.

Insurance Claim Letters are very formal in nature. They must, without fail, give all the relevant details, facts and figures accurately. The claimant then states what he/ she expects as compensation. Another important thing to be noted is that the claimant must write this letter as soon as possible once the loss has been suffered. Further, attaching evidence of damage makes the letter more efficient.

Sample Letter

The following is a sample letter for Insurance Claim Letter.


Niel Sanders,

54, Aber Avenue

North Wood Park,

New York.



Jared Smith,

Amity Insurance,

North Wood Park,

New York.

Subject: Insurance claim for car

Dear Mr. Smith,

I, Niel Sanders, am writing this letter to you to inform you of an accident that I met with while driving from work to home on 21 May 2017. It occurred at the intersection of Raven Street around 6:30 pm. A speeding truck slammed into my car, denting it severely and causing great damage. Luckily, I escaped unscathed. My car is insured by your company, and I am entitled to the reimbursement of all repair charges in the event of an accident. It is regarding this matter that I am writing this letter to you.

My car is a Mazda 3 that I bought just two months ago. However, it has been severely damaged. The left side of the car has dented so very badly.  Once the truck slammed into my car, in a desperate attempt to minimize the damage caused, I veered the car to the right. As a result, it hit street light nearby, causing more damage. The car has been taken to a mechanic, and the estimated repair charges fall to an amount of $5,200. I request you to reimburse the amount.

I have attached all relevant documents concerning the insurance policy as well as several photographs of the accident scene and my car. A copy of the bill at the mechanics has also been enclosed. Please do look into the same.

Thank you in advance.

Yours Sincerely,

Niel Sanders


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