Credit Deletion Letter
Credit deletion letter is written to the credit card companies when you need to get some information removed from your credit card. Sometimes you need to get some debt removed from your account. Writing a request letter is a good way to go about it. You can also offer some payment in exchange of deletion. There are some issues that you try to settle but are not able to because of some disputes. So writing and settling is ideal and a peaceful way.
As it is a formal letter, keep the tone of the letter formal. Make sure the letter is crisp and to the point. Ensure there are no spelling or grammatical errors in the letter. In the letter give a detailed account of your credit card account and all the debt in a clear and easy to understand language. Use this letter as a good negotiation strategy to solve your problem. At the end of the letter, thank the recipient for their time and patience.
I, Priti Birgi, write this letter in response to the email sent to me by your agency. It is regarding the debt of Rs. 1,00,000 which has been outstanding for the last two months and I wish to settle it now in a week. Though I am still not sure about the debt as I have no record of it with me but the information passed by you to my company and the credit reporting agencies is a matter of concern to me. I would like to request you to delete the information from everywhere within ten working days so that my reputation is not harmed anywhere.
I would request you to provide me complete detailed account of the debt that I have to settle for two days. I will also verify it from my side and then get back to you. I will settle the debt if you give to me in writing that my credit information will be corrected everywhere. We also need to sign an agreement for that.
I do not want you to share this agreement with any third party as it is just between the two of us. Your fast response will be highly appreciated. Hoping to hear from you soon and favorably.